Loan Rates

Loan Rates - Effective Tuesday, October 24, 2017
Loan TypeRates as low asTerms/Information
NEW AUTO & TRUCK2.240%2015-2018 Up to 66 months
NEW AUTO & TRUCK1.990%2015-2018 Up to 60 months
NEW AUTO & TRUCK3.240%2015-2018 Up to 84 months
USED AUTO TRUCK2.240%2015-2018 Up to 66 months
USED AUTO TRUCK3.240%2015-2018 Up to 84 months
Used Auto & Truck4.000%2010-2014 Up to 72 months
Used Auto & Truck5.250%2009 & Older Up to 60 months
Recreational Vehicles4.750%Enjoy the Good Life with a Boat or RV!
POWER SPORTS & LEISURE CRAFT5.000%Buy that Jet Ski or Snowmobile that you always wanted!
MOTORCYCLE5.000%Up to 60 months
SIGNATURE LOAN7.750%Need a Personal Loan? Check out our great rates and terms!

Rates “as low as” are based on applicant’s credit history. APR=Annual Percentage Rate. Rate subject to change without notice.

Mortgage

Mortgage TypeTerm Interest RateOther Information
Mortgages-max $350,000
up to 30 year amortization
5 x 5 Adjustable Primary Residence"as low as" 4.250%No Discounts
Mortgages-max $350,000 up to 30 year amortization5 x 5 Adjustable- Cottage/Second Home"as low as" 4.750%No Discounts
Mortgages-max $350,00030 Year Fixed "as low as" 4.200%No Discounts
Mortgages-max $350,00020 Year Fixed "as low as" 4.050%No Discounts
Mortgage-max $350,00015 Year Fixed"as low as" 3.800%No Discounts
Mortgage-max $350,000Baby Boomer-10 Year Fixed "as low as" 3.700%No Discounts

Rates “as low as” are based on applicant’s credit history. APR=Annual Percentage Rate. Rate subject to change without notice. Credit Scores of 660 and Under Escrow required for all First Mortgage Products.    Lakes Community Credit Union’s NMLS ID #384197

Mortgage/Real Estate Special

NO Application Fee

NO Points

We Pay Up to $1,000 in Closing Costs

 

Mortgage TypeTermRates
HELOC-up to 20 Year Amortization
10 Year Draw, 10 Year Repay. Quarterly Interest Adjustment. "as low as" 4.250% APR
Second Mortgage-Closed End-up to 20 Year Amortization 20 Year Fixed "as low as" 5.250% APR

HELOC Special

NO Application Fee

We Pay Up To $500 in Closing Costs

HELOC Disclosure: *Annual Percentage Rate (APR) is based on applicant’s credit history. The variable rate which is based on the Prime Rate as published in the Money Rates Section of The Wall Street Journal in effect on the last day of each calendar quarter of each year (“Index”).  Changes in the Index will cause changes in the Interest Rate on the first day of each calendar quarter of each year.  Increases or decreases in the Interest Rate will result in like increases or decreases in the Finance Charge and may affect the amount of your scheduled payments during the Draw and Repayments Periods.  The Annual Percentage Rate does not include costs other than interest.  Your Interest Rate cannot increase or decrease by more than 2.00 percentage points each year and will never be less than 4.00% nor greater than 18.00% and will apply to the remaining principal balance.  If the index becomes unavailable, We may select another Index and Margin which would result in a substantially similar Interest Rate.  Maximum LTV is 90%. Membership eligibility required.    Lakes Community Credit Union’s NMLS ID #384197