About Us

Our Mission

To provide high quality products and services to enhance the economic and social well being of our member/owners and the community. 

Who we are

Lakes Community Credit Union is a different kind of financial institution. We are a not-for-profit financial cooperative, which means all of our earnings are returned to the membership in the form of high-return savings and low-rate loans. Because we are owned by our members, the membership is our top priority. We are committed to providing our members with friendly, professional services at the lowest cost possible.

The credit union serves as a financial resource for members using their pooled assets. Members’ deposits are called “shares” because, in essence, that is exactly what they are. This money is then lent out to other members, and the interest paid by borrowers goes back to members in the form of dividends on their shares. That’s the “people helping people” principle upon which the credit unions are based!

We have been providing our members with quality financial services since 1937. Lakes Community Credit Union is a full-service financial institution, offering a full line of financial services. We hope you’ll be pleased with all that we offer!

Join Today!

Our field of membership includes people living, working, attending school or worshipping in Oakland, Macomb, Lapeer, St. Clair, Genesee Counties and families of current members may join the credit union by simply depositing $5 into a Share Account.  Once you join, membership at your credit union can last a lifetime. Even if you move away or change jobs, you’re still a member at Lakes Community Credit Union. Take a look at the many services available at your credit union.


Your funds at Lakes Community Credit Union are insured up to $250,000 by the National Credit Union Administration. Individual Retirement Accounts are separately insured for an additional $100,000.