If your employer participates, or if you are the recipient of a regular government or pension check,  you can have your money directly deposited into your credit union account.  This free service will enable you to get your funds more quickly and will put the money into your account so it earns dividends/interest right away.  Direct Deposit is safer and more secure because no check has to be printed and mailed.  Give your employer this routing and transit number 272483879.